Associate Relationship Officer
Servus Credit Union, Canada
Job Description
Did you know that Servus Credit Union is Alberta's largest credit union and is ranked #1 in Canada on Forbes’ World’s Best Banks list for 2022? We're embarking on a journey toward a bold new future for Servus Credit Union and in order to be the best, we need the best people doing their best work. Gone are the days of status quo as we build out a workforce of passionate, innovative bankers who can take Servus to the next level - if this sounds like you, then we'd love to chat!
Servus is growing! We are looking for an Associate Relationship Officer to join our Central Alberta Business Banking team in one of our central Alberta branch locations.
Compensation: $58,718 - $73,398 per annum
Posting closes: April 7, 2023 end of day
Reporting to the Market Director - Business Banking, as an Associate Relationship Officer you are developing your skills and knowledge in Business Banking. Your primary focus is the development and administration of a small commercial and agriculture loan and deposit portfolio with additional emphasis on sales, service, member advice and growth. You will implement a proactive approach to sales and business development by cultivating a strong working relationship with internal and external stakeholders.
More specifically, the scope of your responsibilities will include but are not limited to:
- Gain up-to-date knowledge of credit union lending and deposit services and products and relevant policies and legislation by personal development, reviewing literature, working with an active coach/mentor and attending update meetings
- Maintain a high profile and professional image in the business and social communities
- Ensure reviews on commercial and agricultural credits are performed as required by established lending guidelines
- Evaluate requests on the basis of policy, risk and profitability
- Assist in managing the region’s lending and deposit activities through Team Leads including recommending rates within discretionary limits, approving loans within prescribed lending authorities and recommending to credit committee loan requests above those limits.
Requirements
To qualify, you'll need at least the following:
- Demonstrated basic ability in most facets of credit granting and sales of Business Banking products over a two-to-five-year period.
- Essential knowledge and skills include basic business development skills, analytical abilities and a basic knowledge of portfolio management
- University degree in a business discipline or sufficient experience in lieu of education
- Diploma in a related field.
Although not required, the following experience and education/certifications are valuable assets:
- Experience working and developing relationships with members, potential members, influential community people and staff is preferred.
Benefits
By creating a healthy and inclusive work environment and providing employees with the tools and supports they need, we help our employees achieve their potential.
Servus is committed to providing a great place to work, and we invest in our employees by ensuring they have:
- A supportive and engaging working environment
- Benefits that lead the field
- A total rewards strategy that includes recognition for a job well done
- Learning options that support lifelong learning and career-building opportunities
- Opportunities and support for volunteering in local communities and abroad
- Support for employee fundraising through our annual corporate fundraising events and through several less formal initiatives led by our employees
Here are some of the benefits that our employees love:
- Financial product benefits available immediately
- Group RRSP and Coop Superannuation Pension Plan matched programs
- Vacation purchase program
- Employee financial services team available to help you reach your financial goals
- Recognition for years of service
- Disability programs
- Group benefit coverage including extended health care coverage, travel insurance, dental plans, and specialized medical coverage
- Flexible spending account to purchase additional health or personal wellness items
- Wellness initiatives
- Employee and family assistance plan
- Other leaves including parental, emergency days, and critical care days
- Reward programs
- Incentive pay program
As Servus, our employees are also members. This means you'll have all the benefits of being a member of the credit union including profit sharing, voting for the board of directors, and all of the services we provide with a few additional perk